Boat Insurance Warkworth

Owning a boat provides a sense of adventure for you, your friends, and your family throughout the year. Whether you use your watercraft for a getaway, fishing, or water sports, being the owner of a boat is a privilege that many residents in Warkworth, Ontario enjoy.  This is exactly why it’s essential that you operate your vessel under with the protection of a comprehensive insurance policy.  Allen Insurance Group has a unique method of explaining the features of your coverage to help boat owners in Warkworth understand all of your options.

Get a free quote on boat insurance in Warkworth, Ontario, with Allen Insurance Group today!

Leading Boat Insurance in Warkworth with Allen Insurance Group

It’s safe to say that no two boat owners are the same. For this reason, Allen Insurance Group takes pride in offering insurance policies for various types of boats, including:

• Cruiser insurance
• Sailboat insurance
• Pontoon boat insurance
• Fishing boat insurance
• Houseboat insurance
• Jet-boat insurance
• Motorboat insurance

Your Boat Insurance Warkworth Coverage Options

Liability Insurance

Liability insurance protects boat operators in the event you or another individual causes bodily harm or death to a third party as a result of a boating accident. This insurance coverage helps to pay for legal costs and medical expenses that may arise. Liability insurance prevents you from paying out of pocket expenses if you cause damage to a third-party boat or property.

Uninsured Boater Coverage 

Covers the cost of damages if you or another passenger on your boat is wounded in a boating collision that involves another boater who does not have insurance.

Collision Coverage 

Provides coverage for repairs if your watercraft is damaged in a boating accident that crashes with another vessel, docks, large rocks, or other objects.

Comprehensive Coverage 

Comprehensive coverage will cover the cost of repairs in the event your boat is unintentionally damaged due to:

• Fire
• Explosion
• Lightning
• Windstorm
• Theft
• Vandalism

Replacement Cost Coverage Options:

1. Agreed Value 

This coverage supplies a predetermined value for your boat in the event it is damaged beyond repair in an insured accident.

2. Actual Cash Value 

Actual cash value coverage will replace your boat with less depreciation in the state before the loss. We will also evaluate the resale value of your boat.

Personal Contents 

Personal contents coverage will pay the cost of damage to personal belongings stored on your boat up to a predetermined limit. This includes dishes, bedding, clothing, and other contents utilized on a boat.

Additional Optional Coverage

1. Loss of use coverage
2. Emergency towing coverage
3. Land transportation coverage
4. Vermin damage coverage

Boat Insurance in Warkworth Customized to Your Needs

Allen Insurance Group is committed to offering boat owners customized insurance solutions that reflect the unique needs and expectations of each customer. Here are some of the factors we’ll consider when crafting your insurance policy:

• Make and model of your boat
• Age of your boat
• Bill of sale or purchase price for your watercraft
• The length of your watercraft
• Type of motor or engine
• Horsepower of your motor or engine
• The maximum speed of your boat
• Where you will be traveling with your boat
• Where your boat is stored

Looking to save on your boat insurance? Ask us about our available discounts and savings!

Get a Free Quote With Allen Insurance Group Today!

Have peace of mind knowing you, your boat and your passengers are protected when you’re out on the water.  Submit your free insurance quote request online with us today before speaking to one of our professional insurance specialists for further information on available solutions for you and your pleasure-craft insurance needs.

Warkworth

45 Dominion Street, P.O. Box 189
Warkworth, Ontario
K0K 3K0

Phone: 705-924-2632
Fax: 705-924-3385
Toll Free: 1-877-924-2632