Boat Insurance Trenton

Boat Insurance Trenton

Boat Insurance Trenton

Before you take to the open water, Get On Board™

Being the owner and captain of your own boat provides you with the freedom to explore what the great lakes in Ontario have to offer. Whether you enjoy fishing, water sports, sailing, or travelling on your cabin cruiser, Trenton residents know first-hand how exciting boating can be for your friends and family.

That said, while owning your own boat offers hours of enjoyment throughout the summer season, it also comes with the added responsibility of ensuring you, your passengers, and other boaters on the water are safe at all times. This is why boat owners need to have a comprehensive insurance policy that allows them to have fun while having peace of mind knowing they are protected in the event of an insured event.  With the help of the insurance specialists at Allen Insurance Group, we’ll take care of you and the coverage needs for your boat or personal watercraft.

Get a free quote for boat insurance in Trenton Allen Insurance Group today!

Leading Boat Insurance in Trenton with Allen Insurance Group

With over 100 years of experience in the insurance industry, the team at Allen Insurance Group has the skills and knowledge to provide boat owners with comprehensive insurance solutions tailored to your needs and expectations. We understand that not all boat owners are the same, which is why we work closely with you to customize your boat insurance policy with coverage for various types of boats and personal watercraft.

  • Fishing boat insurance
  • Motorboat insurance
  • Cruiser insurance
  • Pontoon boat insurance
  • Houseboat insurance
  • Jet-boat insurance
  • Sailboat insurance

Your Boat Insurance Trenton Coverage Options 

At Allen Insurance Group, we’re dedicated to providing a wide selection of comprehensive insurance policies that give boat owners the confidence they require to get out on the water and enjoy themselves without having to worry about their insurance.  Allen Insurance Group has a unique method of explaining the features of your coverage to help boat owners in Trenton understand all of your options.

Liability Insurance

Liability insurance covers registered boat operators in the event you or another individual induces bodily harm or death to a third party as a result of a boating accident. This insurance policy provides coverage to help pay for legal costs and medical expenses that may arise. Liability insurance adverts you from disbursing out of pocket fees if you cause harm to a third-party boat or property.

Uninsured Boater Coverage 

Covers the cost of impairments if you or another passenger on your boat is injured in a boating crash that involves another boater who does not have insurance.

Collision Coverage 

Delivers coverage for repairs if your watercraft is damaged in a boating mishap that crashes with another ship, docks, large rocks, or other objects.

Comprehensive Coverage 

Comprehensive coverage will cover the cost of repairs in the event your boat is unintentionally damaged due to:

  • Fire
  • Explosion
  • Lightning
  • Windstorm
  • Theft
  • Vandalism

Replacement Cost Coverage Options:

1. Agreed Value 

This coverage supplies a predetermined value for your boat in the event it is damaged beyond restoration in an insured accident.

2. Actual Cash Value 

Actual cash value coverage will replace your boat with less devaluation in the state before the loss. We will also assess the resale value of your boat.

Personal Contents 

Personal contents coverage will pay the cost of damage to personal belongings stored on your boat up to a predetermined limit. This includes plates, bedding, apparel, and other contents used on a watercraft.

Additional Optional Coverage

  1. Loss of use coverage
  2. Emergency towing coverage
  3. Land transportation coverage
  4. Vermin damage coverage

Customized Solutions for Boat Insurance in Trenton

No two boat owners in Trenton are the same. Therefore, the team at Allen Insurance Group is committed to providing insurance solutions based on the unique needs of each boat owner while taking into consideration the features of their watercraft. Here is a closer look at some of the elements we will consider when finalizing the cost of your insurance policy for your boat:

  • Make and model of your boat
  • Age of your boat
  • Bill of sale or purchase price for your watercraft
  • The length of your watercraft
  • Type of motor or engine
  • Horsepower of your motor or engine
  • The maximum speed of your boat
  • Where you will be traveling with your boat
  • Where your boat is stored

For more information on insurance discounts and promotions, make sure to ask your insurance broker for more information about how you can save money on your insurance portfolio!

Get a Free Insurance Quote with Allen Insurance Group Today

Are you ready to get out onto the water with your friends and family? Make sure you are comprehensively protected with an insurance policy that works for you and your needs. Get a free quote for boating insurance online before speaking to one of our friendly and professional insurance advisors today!


266 Dundas Street East
Trenton, Ontario
K8V 5Z9

Phone: 613-394-4888
Fax: 613-394-2766
Toll Free: 1-877-924-2632