Boat Insurance Havelock

Boat Insurance Havelock

Boat Insurance Havelock

Before you take to the open water, Get On Board™

Owning a boat comes with many benefits and if you’re a boat owner in Havelock, Ontario, you know first-hand that being the captain and owner of your own watercraft is a fulfilling privilege.  Whether you enjoy fishing, sailing, water sports or would instead prefer to travel the Trent Severn Waterways, it’s essential that you are protected at all times when operating your vessel.

At Allen Insurance Group, we have over 100 years of insurance experience. Our team consists of leading insurance brokers who are well-equipped with the knowledge and skills to provide boat owners in Havelock with the insurance solutions that reflect your needs and expectations as a boat owner. With our knowledge and expertise, boat owners can rest assured we’ll take care of you.

Get a free quote for boat insurance in Havelock with Allen Insurance Group today!

Your #1 Solution for Boat Insurance in Havelock with Allen Insurance Group

Allen Insurance Group understands the importance of protecting you and your unique situation. We’ve proudly worked alongside thousands of customers and boat owners throughout the community to provide insurance solutions tailored to their needs. As all boat owners are unique, Allen Insurance Group provides coverage for a variety of vessels:

  • Fishing boat insurance
  • Motorboat insurance
  • Cruiser insurance
  • Pontoon boat insurance
  • Houseboat insurance
  • Jet-boat insurance
  • Sailboat insurance

Your Boat Insurance Havelock Coverage Options

At Allen Insurance Group, we’re dedicated to providing a wide selection of comprehensive insurance policies that give boat owners the confidence they require to get out on the water and enjoy themselves without having to worry about their insurance.  Allen Insurance Group has a unique method of explaining the features of your coverage to help boat owners in Havelock understand all of your options.

Liability Insurance

Liability insurance covers registered boat operators in the event you or another individual causes bodily harm or death to a third party as a result of a boating accident. This insurance provides coverage to help pay for legal costs and medical expenses that may arise. Liability insurance adverts you from disbursing out of pocket fees if you cause harm to a third-party boat or property.

Uninsured Boater Coverage 

This covers the expense of damages if you or another passenger on your boat is injured in a boating crash that involves another boater who does not have boaters insurance coverage.

Collision Boat Coverage 

Provides coverage for restorations if your watercraft is impaired in a boating accident that collides with another vessel, docks, large rocks, or other objects.

Comprehensive Coverage 

Comprehensive coverage will cover the cost of repairs in the event your boat is unintentionally damaged due to:

  • Fire
  • Explosion
  • Lightning
  • Windstorm
  • Theft
  • Vandalism

Replacement Cost Coverage Options:

1. Agreed Value 

This coverage provides a predetermined value for your boat in the event it is damaged beyond repair in an insured casualty.

2.Actual Cash Value 

Actual cash value coverage will replace your boat with less depreciation before the loss of your watercraft. We will also evaluate the resale value of your craft when determining the final cash value.

Personal Contents 

Personal contents coverage will reimburse the expense of damage to personal belongings stored on your boat up to a predetermined limit. This includes dishes, bedding, clothing, and other personal contents typically utilized on a boat.

Additional Optional Coverage

  1. Loss of use insurance coverage
  2. Emergency towing insurance coverage
  3. Land transportation insurance coverage
  4. Vermin damage insurance coverage

Customized Solutions for Boat Insurance in Havelock

At Allen Insurance Group, our professional insurance brokers go above and beyond with each client to ensure their needs and expectations are met and exceeded. With exceptional customer service experiences, boat owners in Havelock can rely on Allen Insurance Group to provide you with the customized protection you require to enjoy your time on the water with peace of mind. When it comes to insurance, our insurance advisors will consider the following elements that will ultimately play a factor in your final cost for boater’s insurance:

  • Make and model of your boat
  • Age of your boat
  • Bill of sale or purchase price for your watercraft
  • The length of your watercraft
  • Type of motor or engine
  • Horsepower of your motor or engine
  • The maximum speed of your boat
  • Where you will be traveling with your boat
  • Where your boat is stored

For more information on how you can save on your insurance, ask your insurance broker about our available discounts and promotions when you bundle your insurance plans with us.

Get a Free Quote for Insurance with Allen Insurance Group Today

Are you ready for your next boating adventure? Submit your free insurance quote request online with us today before speaking to one of our professional insurance specialists for further information on available solutions for you and your pleasure-craft insurance needs.


48 Ottawa Street
Havelock, Ontario
K0L 1Z0

Phone: 705-778-3338
Fax: 705-778-2091
Toll Free: 1-877-924-2632