Boat Insurance Brighton

Boat Insurance Brighton

Boat Insurance Brighton

Before you take to the open water, Get On Board™

Owning a boat is one of the best ways to enjoy all the natural beauty and adventure South Eastern Ontario offers. Therefore, if you’re a boat owner in the Brighton area, it’s essential that you purchase the right comprehensive insurance plan that allows you to set sail without having to worry whether your best interests are protected.

Get a free quote for boat insurance in Brighton with Allen Insurance Group today!

Your #1 Solution for Boat Insurance in Brighton with Allen Insurance Group

Allen insurance Group is a proudly-owned family business that has been providing insurance solutions to residents throughout the Brighton community for over 100 years. Our team consists of leading insurance specialists who have the knowledge and skills to help boat owners with their insurance needs. We understand that not every boat owner is the same, which is why we are happy to customize a high-quality insurance policy that works for your needs. As all boat owners are unique, Allen Insurance Group provides coverage for a variety of vessels:

  • Sailboat Insurance
  • Jet-Boat Insurance
  • Fishing Boat Insurance
  • Cruiser Insurance
  • Houseboat Insurance
  • Pontoon Boat Insurance
  • Personal Watercraft Insurance
  • Motorboat Insurance

Your Boat Insurance Brighton Coverage Options

At Allen Insurance Group, we’re dedicated to providing a wide selection of comprehensive insurance policies that give boat owners the confidence they require to get out on the water and enjoy themselves without having to worry about their insurance.  Allen Insurance Group has a unique method of explaining the features of your coverage to help boat owners in Brighton understand all of your options.

Liability Insurance

Liability insurance covers registered boat operators in the event you or another individual causes bodily harm or death to a third party as a result of a boating accident. This insurance provides coverage to help pay for legal costs and medical expenses that may arise. Liability insurance adverts you from disbursing out of pocket fees if you cause harm to a third-party boat or property.

Uninsured Boater Coverage 

This covers the expense of damages if you or another passenger on your boat is injured in a boating crash that involves another boater who does not have boaters insurance coverage.

Collision Boat Coverage 

Provides coverage for restorations if your watercraft is impaired in a boating accident that collides with another vessel, docks, large rocks, or other objects.

Comprehensive Coverage 

Comprehensive coverage will cover the cost of repairs in the event your boat is unintentionally damaged due to:

  • Fire
  • Explosion
  • Lightning
  • Windstorm
  • Theft
  • Vandalism

Replacement Cost Coverage Options:

1.Agreed Value 

This coverage provides a predetermined value for your boat in the event it is damaged beyond repair in an insured casualty.

2.Actual Cash Value 

Actual cash value coverage will replace your boat with less depreciation before the loss of your watercraft. We will also evaluate the resale value of your craft when determining the final cash value.

Personal Contents 

Personal contents coverage will reimburse the expense of damage to personal belongings stored on your boat up to a predetermined limit. This includes dishes, bedding, clothing, and other personal contents typically utilized on a boat.

Additional Optional Coverage

  1. Loss of use insurance coverage
  2. Emergency towing insurance coverage
  3. Land transportation insurance coverage
  4. Vermin damage insurance coverage

Customized Solutions for Boat Insurance in Brighton 

At Allen Insurance Group, our professional insurance brokers go above and beyond with each client to ensure their needs and expectations are met and exceeded. With exceptional customer service experiences, boat owners in Brighton can rely on Allen Insurance Group to provide you with the customized protection you require to enjoy your time on the water with peace of mind. When it comes to insurance, our insurance advisors will consider the following elements that will ultimately play a factor in your cost for boater’s insurance:

  • Make and model of your boat
  • Age of your boat
  • Bill of sale or purchase price for your watercraft
  • The length of your watercraft
  • Type of motor or engine
  • Horsepower of your motor or engine
  • The maximum speed of your boat
  • Where you will be traveling with your boat
  • Where your boat is stored

For more information on how you can save on your insurance, ask your insurance broker about our available discounts and promotions when you bundle your insurance plans with us.

Get a Free Quote for Insurance with Allen Insurance Group Today

Are you ready for your next boating adventure? Submit your free insurance quote request online with us today before speaking to one of our professional insurance specialists for further information on available solutions for you and your pleasure-craft insurance needs.


111 Main Street, P.O. Box 1118
Brighton, Ontario
K0K 1H0

Phone: 613-475-1172
Fax: 613-475-5586
Toll Free: 1-877-924-2632