Boat Insurance Belleville

Boat Insurance Belleville

Boat Insurance Belleville

Before you take to the open water, Get On Board™

Owning a boat is one of the best ways to make the most of summer in South Eastern Ontario. Therefore, before planning your next day trip on the water or weekend getaway, it’s essential that you have the Belleville boat insurance solution that fits your unique situation.

With over 100 years of working in the community, our team at Allen Insurance Group has the expertise and knowledge to help boat owners craft a customizable insurance policy that works for your specific needs.  Our insurance brokers have a unique method of explaining the features of your coverage to help boat owners in Belleville understand all of your options.

Get a free quote with an insurance specialist at Allen Insurance Group today!

Our Solutions for Boat Insurance in Belleville

With the help of Allen Insurance Group, boat owners can head out onto the lake, knowing they are protected by a high-quality insurance portfolio that has their best interests in mind. Our comprehensive boat insurance in Belleville includes:

  • Sailboat Insurance
  • Jet-Boat Insurance
  • Fishing Boat Insurance
  • Cruiser Insurance
  • Houseboat Insurance
  • Pontoon Boat Insurance
  • Personal Watercraft Insurance
  • Motorboat Insurance

Your Boat Insurance Belleville Coverage Options 

At Allen Insurance Group, we’re dedicated to providing a wide selection of comprehensive insurance policies that give boat owners the confidence they require to get out on the water and enjoy themselves without having to worry about their insurance.

Liability Insurance

Liability insurance covers registered boat operators in the event you or another individual induces bodily harm or death to a third party as a result of a boating accident. This insurance policy provides coverage to help pay for legal costs and medical expenses that may arise. Liability insurance adverts you from disbursing out of pocket fees if you cause harm to a third-party boat or property.

Uninsured Boater Coverage 

Covers the cost of impairments if you or another passenger on your boat is injured in a boating crash that involves another boater who does not have insurance.

Collision Boat Coverage 

Delivers coverage for repairs if your watercraft is damaged in a boating mishap that crashes with another ship, docks, large rocks, or other objects.

Comprehensive Coverage 

Comprehensive coverage will cover the cost of repairs in the event your boat is unintentionally damaged due to:

  • Fire
  • Explosion
  • Lightning
  • Windstorm
  • Theft
  • Vandalism

Replacement Cost Coverage Options:

  1. Agreed Value 

This coverage supplies a predetermined value for your boat in the event it is damaged beyond restoration in an insured accident.

  1. Actual Cash Value 

Actual cash value coverage will replace your boat with less devaluation in the state before the loss. We will also assess the resale value of your boat.

Personal Contents 

Personal contents coverage will pay the cost of damage to personal belongings stored on your boat up to a predetermined limit. This includes plates, bedding, apparel, and other contents used on a watercraft.

Additional Optional Coverage

  1. Loss of use coverage
  2. Emergency towing coverage
  3. Land transportation coverage
  4. Vermin damage coverage

Customized Solutions for Boat Insurance in Belleville

No two boat owners in Belleville are the same. Therefore, the team at Allen Insurance Group is committed to providing insurance solutions based on the unique needs of each boat owner while taking into consideration the features of their watercraft. Here is a closer look at some of the elements we will consider when finalizing the cost of your insurance policy for your boat:

  • Make and model of your boat
  • Age of your boat
  • Bill of sale or purchase price for your watercraft
  • The length of your watercraft
  • Type of motor or engine
  • Horsepower of your motor or engine
  • The maximum speed of your boat
  • Where you will be traveling with your boat
  • Where your boat is stored

For more information on insurance discounts and promotions, make sure to ask your insurance broker for more information about how you can save money on your insurance portfolio!

Get Your Boat Insurance with Allen Insurance Group Today!

Are you ready to get out onto the water with your friends and family? Make sure you are comprehensively protected with an insurance policy that works for you and your needs. Get a free quote for boating insurance online before speaking to one of our friendly and professional insurance advisors today!


123 College Street West
Belleville, Ontario
K8P 2G3

Phone: 613-966-5586
Fax: 613-966-5025

Toll Free: 1-877-924-2632