RV Insurance Warkworth

RV Insurance Warkworth

RV Insurance Warkworth

Enjoy the freedom of the open road knowing that we have your back if you need us.

Having an RV is a great way to explore South Eastern Ontario, Whether you’re heading to you a provincial park or your RV campground, with the convenience of an RV, you can travel in style. Therefore, before heading to your next destination, it’s essential that Warkworth residents have a comprehensive insurance policy that allows them to hit the open road knowing they are protected.

Get a free quote for RV Insurance in Warkworth, Ontario, with Allen Insurance Group today!

RV Insurance in Warkworth with Allen Insurance Group

With over 100 years of industry experience, Allen Insurance Group prides itself on offering Warkworth RV insurance solutions for affordable prices. We understand that not all RV owners are the same, which is why we are happy to work with you to customize a high-quality insurance policy that works for your specific and unique situation.

At Allen Insurance Group, people are our business, which is why we’re happy to help Warkworth residents find the right  insurance solution that allows them to travel to their next destination in comfort.

Before speaking with an Allen Insurance Group specialist, here is a closer look at our different types of comprehensive RV insurance policies.

Types of Non-Motorized Trailers

  • Park Model Trailers
  • Permanently Parked Trailers
  • Mobile Homes
  • Travel Trailers
  • Tent Trailers
  • Fifth Wheel Trailers

Non-Motorized Trailer Coverage Highlights

Premises Liability Trailer Insurance: Premises liability coverage is not automatically included in all trailer policies and only applies when the trailer is disconnected from the towing vehicle.

Golf Cart Liability: Golf cart liability covers you if you cause property damage or bodily harm to a third party while driving your golf cart.

Personal Items: Many trailer insurance policies provide coverage for damage caused by an insured loss that damages your personal contents normally used in your trailer.  For example; dishes, sleeping bags and bedding, clothing and gear usual to camping. Your primary home policy may also provide a special limit for these contents used off premises.

Replacement Cost: This insurance coverage will cover the cost of replacing your RV if it is damaged during a total loss when being towed to your destination.

Actual Cash Value: This coverage option is the actual cash value, which is calculated based on the cost to replace your trailer less depreciation. The condition of the trailer just prior to the loss and the resale value of the trailer can be taken into consideration to establish the value for the recreational vehicle.

Additional Coverage Options

Emergency Towing Coverage: This feature covers the cost of towing your trailer to the nearest repair shop if you are involved in a collision or complete trailer breakdown.

Water Protection Coverage: Water protection coverage covers the cost of repairs on damages caused by sewer backups.

Types of Motorized Trailers

  • Motorhomes
  • Campervans

Motorized Trailer Coverage Highlights

Liability Coverage: This coverage will pay for the costs related to damages caused to a third party by you or your travel trailer. Liability insurance for your trailer is often covered under your automotive insurance policy.

Bodily Injury Liability Coverage: Insures you against at-fault collisions that cause physical injury to another individual. It also helps with paying third-party medical expenses.

Property Damage Liability Coverage: Insures you against out-of-pocket expenses when paying for repairs to third-party properties damaged during an at-fault accident.

Accident Benefits Coverage: If you’ve been injured in an accident, regardless of who caused it, accident benefits cover expenses not covered by OHIP like medical rehabilitation, caregiving, loss of income, funeral expenses and death benefits.

Collision Coverage: Provides repair payments to structural damage and some interior damage (subject to an insurance deductible).

Comprehensive Coverage: Pays for RV repairs that result from accidental damage from fires, explosions, lightning, windstorms, theft, vandalism, and glass.

Allen Insurance Group Savings and Discounts for RV Insurance in Warkworth

Allen Insurance Group provides competitive pricing and savings to Warkworth residents who purchase more than one type of insurance policy with the same insurance company. Here are some of the discounts that may apply:

Claims Free Discount: Available to RV owners who have no previous property insurance claims.

Trailer, Car, and Home Discount: When you purchase insurance plans for your home, trailer, and car with Allen Insurance Group, we’ll help you save on insurance premiums.

Get an RV Insurance Quote with Allen Insurance Group in Warkworth Today!

At Allen Insurance Group, our role is to provide Warkworth residents with the insurance solutions that meet the needs for your RV adventure. Call and get a free quote on policies with one of our experienced insurance specialists today for more information.


45 Dominion Street, P.O. Box 189
Warkworth, Ontario
K0K 3K0

Phone: 705-924-2632
Fax: 705-924-3385
Toll Free: 1-877-924-2632