RV Insurance TrentonEnjoy the freedom of the open road knowing that we have your back if you need us.
If you’re a Trenton resident who enjoys the freedom of an RV, then you know first-hand there is nothing better than hitting the open road to get to your next destination. Therefore, whether you’re exploring parks across South Eastern Ontario in your 5th wheel or relaxing with your stationary trailer permanently parked, Allen Insurance Group offers customizable Freedom RV™ Insurance with options to help protect you and your travel trailer.
With over 100 years of experience working in the insurance industry, Allen Insurance Group is prepared to help RV owners in Trenton design an insurance policy that works for your unique needs. We understand that not all RV owners are the same, which is why we are committed to helping you find a comprehensive policy with your best interests in mind.
Get a free quote of RV insurance in Trenton with Allen Insurance Group today.
RV Insurance in Trenton with Allen Insurance Group
Allen Insurance Group is a proudly family-owned business committed to providing RV owners with solutions they can rely on. RV owners have the option of motorized and non-motorized insurance policy coverages that comprehensively protects them whether they’re on the road, at their destination, or parked for storage.
With the help of the team at Allen Insurance Group, nothing is stopping you from planning your next cross-province trip or local getaway.
Whether you own a stationary or mobile trailer, Allen Insurance Group has got you covered. With over 100 years of serving the local Trenton community, we understand the significance of protecting your family and valuables when traveling. Coverage is available for various types of RV’s:
Stationary Trailer Coverage: Non-Motorized
Park Model Trailers: Generally used for short-term, recreational travel, park model trailers are designed for seasonal accommodation and offer comfortable overnight sleeping arrangements for those who enjoy camping in style.
Permanently Parked Trailer: Specially designed to remain in one location for an extended period, permanently parked trailers are typically larger in size. They also feature added comfort, including front porches and solariums.
Mobile Home: A mobile home is a manufactured structure found in RV parks or private property. However, mobile homes can be used for permanent residence or seasonal use due to their strategic design.
Towed Trailer Coverage: Non-Motorized
Travel Trailer: Known as a recreational vehicle, travel trailers are typically towed behind a car or truck. They are used for seasonal vacationing and are the #1 most popular type of non-motorized RV.
Tent Trailer: This type of trailer is a camping unit that collapses and folds into itself when not in use and for more accessible transportation. It offers the benefits of fresh air, refrigerators, and a sturdy wall structure, making it the best of both worlds when camping.
Fifth Wheel Trailer: A fifth-wheel trailer is larger than other non-motorized RVs and requires the strength of a full-size truck to travel between locations. Additionally, this type of trailer features an overhang that sits above the bed of the transporting truck.
Non-Motorized Trailer Coverage Highlights
Premises Liability Insurance: While not an automatic feature in many non-motorized trailer policies, premises liability insurance feature applies to your trailer when detached from its towing vehicle.
Golf Cart Liability: Golf cart liability protects you in the event that you cause property damage or bodily harm to a third party when operating a golf cart.
Personal Contents: To ensure your personal items stored within your trailer are safe, personal contents coverage provides insurance against damages caused by an insured loss. These items can include dishes, bedding, clothing, sleeping bags, and more
Replacement Cost: Replacement cost coverage will help pay to replace your RV if it is damaged during a total loss. For example, in the event that you are traveling, and your trailer is knocked over by strong wind as it is being transported to your desired location.
Actual Cash Value: This coverage option is the actual cash value, which is calculated based on the cost to replace your trailer less depreciation. The condition of the trailer just prior to the loss and the resale value of the trailer can be taken into consideration to establish the value for the recreational vehicle.
Additional Coverage Options
Emergency Towing Coverage: Emergency towing coverage will pay for the expense of towing your trailer to the nearest repair shop should you be involved in a collision or experience a complete breakdown when you are in transport.
Water Protection Coverage: Water protection coverage will cover repair expenses incurred as a result of water damage from sewer backup. This includes damage from brown and black water.
Trailer Coverage: Motorized
Motorhome: A motorhome is the largest and most durable RV available on the market. However, due to its size, there are higher risks associated with driving this type of recreational vehicle on the road as they are broader and longer in length. Additionally, motorhomes typically feature comfortable living spaces such as living rooms, bedrooms, and showers, and are generally used for longer travel periods.
Campervan: A camper van features four wheels and is specially designed to provide both accommodation and transportation solutions for travelers. They come equipped with a built-in engine and are known to have pop-up roofs that extend upward when in use or more structured tops.
Motorized Trailer Coverage Highlights
Liability Coverage: This coverage will pay for the costs related to damages caused to a third party by you or your travel trailer. Liability insurance for your trailer is often covered under your automotive insurance policy.
Property Damage Liability Coverage: Property damage liability coverage protects you from out-of-pocket expenses that may incur as the result of damage caused to a third-party property in the event of an at-fault accident. For example, if you and your trailer rear-end another driver on the road when traveling between destinations.
Bodily Injury Liability Coverage: Bodily injury liability coverage is applied to any at-fault vehicle accident that causes bodily injury to a third party. It will also help cover the cost of any third-party medical expenses. This can include x-rays, and treatment such as active rehabilitation.
Accident Benefits Coverage
- Payment for expenses that result from personal injuries obtained during a vehicle accident
- Any injuries that occur in a vehicle accident, regardless of who is at fault, including benefits not covered by OHIP. This includes medical rehabilitation treatment, loss of income, caregiving expenses, funeral expenses, and death benefits.
Collision Coverage: Collision coverage provides RV owners with payment for repairs to structural damage. In addition, it also covers damage to some interior vehicle features. However, this is subject to your insurance *deductible.
Comprehensive Coverage: Wherever the road takes you, it’s vital that you stay prepared against any circumstances, regardless of how unlikely it is to occur. This is why our comprehensive coverage will cover the cost of repairs that occur as a result of non-accident-related scenarios, including:
- Glass damage
RV Insurance Discounts and Savings with Allen Insurance Group
Allen Insurance Group provides competitive pricing and savings to Trenton residents who purchase more than one type of insurance policy with the same insurance company. Here are some of the discounts that may apply:
Claims Free Discount: This discount is available when you have a property insurance history with no claims.
Trailer, Car, and Home Discount: With Allen Insurance Group, you can combine and save on insurance policies for your home, car, and RV trailer.
Choose Allen Insurance Group for RV Insurance in Trenton
At Allen Insurance Group, we have years of experience and dedication to the Trenton community. We want residents to feel confident when choosing their insurance plans, which is why we are here to help you throughout the entire process.
Our goal as an insurance brokerage is to take care of you with transparency and integrity. These values have allowed us to insure community members for over 100 years successfully.
When it comes to the protecting you, your family, and your belongings, the team at Allen Insurance Group is here to customize insurance plans that work for your needs. We are well-equipped with industry knowledge and strategies to help you save on your insurance with ease of mind.
Get an RV Insurance Quote with Allen Insurance Group Trenton Today!
With the help of Allen Insurance Group, you can rest assured knowing you are in good hands. Whenever you’re ready to start building your comprehensive RV insurance plan, the team at Allen Insurance Group will be there to help guide you through the process.
Call, email, or join our live chat for a complimentary insurance quote with one of our experienced insurance specialists today. We’re here to answer any questions you may have about our RV insurance plans and look forward to taking care of your insurance needs.