RV Insurance Havelock

RV Insurance Havelock

RV Insurance Havelock

Enjoy the freedom of the open road knowing that we have your back if you need us.

There’s nothing better than creating memories and adventures in your RV while enjoying a comfortable living space. Whether you’re exploring parks across South Eastern Ontario in your 5th wheel or relaxing with your stationary trailer permanently parked, Allen Insurance Group offers customizable Freedom RV™ Insurance with options to help protect you and your travel trailer.

Get a free quote on RV insurance in Havelock with the insurance professionals at Allen Insurance Group today.

RV Insurance in Havelock with Allen Insurance Group

As a proud family-owned business with over 100 years of working in the insurance industry, our team consists of leading insurance specialists who are well-equipped with the knowledge and skills to provide customers with comprehensive insurance plans. We understand that not all RV owners are the same, so we are happy to offer customizable insurance plans that allow you to create a final portfolio that works with your specific needs.

How Allen Insurance Group Can Help You with RV Insurance in Havelock

When Havelock residents partner with Allen Insurance Group, they have the option of motorized and non-motorized insurance policy coverages. Here is how Allen Insurance Group is prepared to protect you:

Non-Motorized Trailer Policy

  • Park Model Trailers
  • Permanently Parked Trailers
  • Mobile Homes
  • Travel Trailers
  • Tent Trailers
  • Fifth Wheel Trailers

Non-Motorized Trailer Coverage Highlights

Premises Liability Trailer Insurance: Premises liability coverage is not automatically included in all trailer policies and only applies when the trailer is disconnected from the towing vehicle.

Golf Cart Liability: Golf cart liability covers you if you cause property damage or bodily harm to a third party while driving your golf cart.

Personal Items: Many trailer insurance policies provide coverage for damage caused by an insured loss that damages your personal contents normally used in your trailer.  For example; dishes, sleeping bags and bedding, clothing and gear usual to camping. Your primary home policy may also provide a special limit for these contents used off premises.

Replacement Cost: This insurance coverage option will cover the cost of replacing your RV if it is damaged during a total loss when being towed to your destination.

Actual Cash Value: This coverage option is the actual cash value, which is calculated based on the cost to replace your trailer less depreciation. The condition of the trailer just prior to the loss and the resale value of the trailer can be taken into consideration to establish the value for the recreational vehicle.

Additional Coverage Options

Emergency Towing Coverage: This feature covers the cost of towing your trailer to the nearest repair shop if you are involved in a collision or complete trailer breakdown.

Water Protection Coverage: Water protection coverage covers the cost of repairs on damages caused by sewer backups.

Types of Motorized Trailers

  • Motorhomes
  • Campervans

Motorized Trailer Coverage Highlights

Liability Coverage: This coverage will pay for the costs related to damages caused to a third party by you or your travel trailer. Liability insurance for your trailer is often covered under your automotive insurance policy.

Bodily Injury Liability Coverage: Insures you against at-fault collisions that cause physical injury to another individual. It also helps with paying third-party medical expenses.

Property Damage Liability Coverage: Insures you against out-of-pocket expenses when paying for repairs to third-party properties damaged during an at-fault accident.

Accident Benefits Coverage: If you’ve been injured in an accident, regardless of who caused it, accident benefits cover expenses not covered by OHIP like medical rehabilitation, caregiving, loss of income, funeral expenses and death benefits.

Collision Coverage: Provides repair payments to structural damage and some interior damage (subject to an insurance deductible).

Comprehensive Coverage: Pays for RV repairs that result from accidental damage from fires, explosions, lightning, windstorms, theft, vandalism, and glass.

Allen Insurance Group Savings and Discounts for RV Insurance in Havelock

Allen Insurance Group provides competitive pricing and savings to Havelock residents who purchase more than one type of insurance policy with the same insurance company. Here are some of the discounts that may apply:

Claims Free Discount: Available to RV owners who have no previous property insurance claims.

Trailer, Car, and Home Discount: When you purchase insurance plans for your home, trailer, and car with Allen Insurance Group, we’ll help you save on insurance premiums.

Get your RV Insurance Quote with Allen Insurance Group Today!

At Allen Insurance Group, our role is to provide Havelock residents with the insurance solutions that meet the needs for your RV adventure. Call and get a free quote on policies with one of our experienced insurance specialists today for more information. With the help of our insurance specialists, Havelock RV owners can travel confidently to their next destination, knowing they are comprehensively covered by an insurance policy that works for their needs.

Ger, a free quote from one of our Allen Insurance Group brokers today.


48 Ottawa Street
Havelock, Ontario
K0L 1Z0

Phone: 705-778-3338
Fax: 705-778-2091
Toll Free: 1-877-924-2632