RV Insurance CampbellfordEnjoy the freedom of the open road knowing that we have your back if you need us.
As a resident of Campbellford, Ontario, you know first-hand that there is nothing better than spending time outdoors, surrounded by nature and lakes. If you’re lucky to own an RV, then nothing is holding you back from hitting the open road to explore what the province of Ontario offers from provincial parks, conservation land and private parks.
When setting out on your travels, it’s essential that Campbellford RV owners have comprehensive insurance coverage to ensure they’re protected against collisions and other damage that may occur.
With the help of Allen Insurance Group and our experienced insurance brokers, RV owners can customize plans for RV insurance in Campbellford to meet the needs of their unique situation. This way, you can travel with peace of mind knowing you, your family, and your items are protected against an insured loss.
RV Insurance in Campbellford with Allen Insurance Group
With over 100 years of serving the community, Allen Insurance Group understands the importance of providing insurance solutions for RV insurance in Campbellford, regardless of the type of trailer you own for your pleasure purposes.
Before speaking with an Allen Insurance Group specialist, here is a closer look at our different types of comprehensive RV insurance policies.
Types of Non-Motorized Trailers
- Park Model Trailers
- Permanently Parked Trailers
- Mobile Homes
- Travel Trailers
- Tent Trailers
- Fifth Wheel Trailers
Non-Motorized Trailer Coverage Highlights
Premises Liability Trailer Insurance: Premises liability coverage is not automatically included in all trailer policies and only applies when the trailer is disconnected from the towing vehicle.
Golf Cart Liability: Golf cart liability covers you if you cause property damage or bodily harm to a third party while driving your golf cart.
Personal Items: Many trailer insurance policies provide coverage for damage caused by an insured loss that damages your personal contents normally used in your trailer. For example; dishes, sleeping bags and bedding, clothing and gear usual to camping. Your primary home policy may also provide a special limit for these contents used off premises.
Replacement Cost: This insurance feature will cover the cost of replacing your RV if it is damaged during a total loss when being towed to your destination.
Actual Cash Value: This option is the actual cash value, which is calculated based on the cost to replace your trailer less depreciation. The condition of the trailer just prior to the loss and the resale value of the trailer can be taken into consideration to establish the value for the recreational vehicle.
Additional Coverage Options
RV owners in Campbellford also have the option of adding additional coverage features to their RV insurance, including:
Emergency Towing Coverage: This feature covers the cost of towing your trailer to the nearest repair shop if you are involved in a collision or complete trailer breakdown.
Water Protection Coverage: Water protection coverage covers the cost of repairs on damages caused by sewer backups.
Types of Motorized Trailers
Motorized Trailer Coverage Highlights
Liability Coverage: This coverage will pay for the costs related to damages caused to a third party by you or your travel trailer. Liability insurance for your trailer is often covered under your automotive insurance policy.
Bodily Injury Liability Coverage: Insures you against at-fault collisions that cause physical injury to another individual. It also helps with paying third-party medical expenses.
Property Damage Liability Coverage: Insures you against out-of-pocket expenses when paying for repairs to third-party properties damaged during an at-fault accident.
Accident Benefits Coverage: If you’ve been injured in an accident, regardless of who caused it, accident benefits cover expenses not covered by OHIP like medical rehabilitation, caregiving, loss of income, funeral expenses and death benefits.
Collision Coverage: Provides repair payments to structural damage and some interior damage (subject to an insurance deductible).
Comprehensive Coverage: Pays for RV repairs that result from accidental damage from fires, explosions, lightning, windstorms, theft, vandalism, and glass.
Allen Insurance Group Savings and Discounts for RV Insurance in Campbellford
Allen Insurance Group provides competitive pricing and savings to Belleville residents who purchase more than one type of insurance policy with the same insurance company. Here are some of the discounts that may apply:
Claims Free Discount: Available to RV owners who have no previous property insurance claims.
Trailer, Car, and Home Discount: When you purchase insurance plans for your home, trailer, and car with Allen Insurance Group, we’ll help you save on insurance premiums.
Get an RV Insurance Quote with Allen Insurance Group in Campbellford Today!
At Allen Insurance Group, our role is to provide Campbellford residents with the insurance solutions that meet the needs for your RV adventure. Call and get a free quote on policies with one of our experienced insurance specialists today for more information.