RV Insurance Brighton

If you’re an RV owner in Brighton, you know there is nothing more exciting than hitting the open road on a new adventure. Whether you’re exploring provincial parks or located in a private RV park, the possibilities of what you find and the places you’ll see are endless. 

As your RV serves as your primary means of housing and transportation during your travels, it’s essential that you have the right insurance plan to make sure you’re covered if something should happen. 

RV Insurance in Brighton with Allen Insurance Group

With over 100 years in the insurance industry, Allen Insurance Group is well equipped with the knowledge and industry-leading experience to provide RV owners with comprehensive RV insurance in Brighton tailored to your needs.  Allen Insurance Group understands the importance of providing insurance solutions for RV insurance in Brighton, regardless of the type of trailer you own for your pleasure purposes.

Before speaking with an Allen Insurance Group specialist, here is a closer look at our different types of trailers we insure:

Types of Non-Motorized Trailers

• Park Model Trailers
• Permanently Parked Trailers
• Mobile Homes
• Travel Trailers
• Tent Trailers
• Fifth Wheel Trailers

Non-Motorized Trailer Coverage Highlights

Premises Liability Trailer Insurance: Premises liability coverage is not automatically included in all trailer policies and only applies when the trailer is disconnected from the towing vehicle.

Golf Cart Liability: Golf cart liability covers you if you cause property damage or bodily harm to a third party while driving your golf cart.

Personal Items: Many trailer insurance policies provide coverage for damage caused by an insured loss that damages your personal contents normally used in your trailer.  For example; dishes, sleeping bags and bedding, clothing and gear usual to camping. Your primary home policy may also provide a special limit for these contents used off premises.

Replacement Cost: This insurance feature will cover the cost of replacing your RV if it is damaged during a total loss when being towed to your destination.

Actual Cash Value: This option is the actual cash value, which is calculated based on the cost to replace your trailer less depreciation. The condition of the trailer just prior to the loss and the resale value of the trailer can be taken into consideration to establish the value for the recreational vehicle.

Additional Coverage Options 

Emergency Towing Coverage: This feature covers the cost of towing your trailer to the nearest repair shop if you are involved in a collision or complete trailer breakdown.

Water Protection Coverage: Water protection coverage covers the cost of repairs on damages caused by sewer backups.

Types of Motorized Trailers

• Motorhomes
• Campervans

Motorized Trailer Coverage Highlights

Liability Coverage: This coverage will pay for the costs related to damages caused to a third party by you or your travel trailer. Liability insurance for your trailer is often covered under your automotive insurance policy.

Bodily Injury Liability Coverage: Insures you against at-fault collisions that cause physical injury to another individual. It also helps with paying third-party medical expenses.

Property Damage Liability Coverage: Insures you against out-of-pocket expenses when paying for repairs to third-party properties damaged during an at-fault accident.

Accident Benefits Coverage: If you’ve been injured in an accident, regardless of who caused it, accident benefits cover expenses not covered by OHIP like medical rehabilitation, caregiving, loss of income, funeral expenses and death benefits.

Collision Coverage: Provides repair payments to structural damage and some interior damage (subject to an insurance deductible).

Comprehensive Coverage: Pays for RV repairs that result from accidental damage from fires, explosions, lightning, windstorms, theft, vandalism, and glass.

RV Insurance Discounts and Savings with Allen Insurance Group

Allen Insurance Group provides competitive pricing and savings to Brighton residents who purchase more than one type of insurance policy with the same insurance company. Here are some of the discounts that may apply:

Claims Free Discount: This discount is available when you have a property insurance history with no claims.

Trailer, Car, and Home Discount: With Allen Insurance Group, you can combine and save on insurance policies for your home, car, and RV trailer.

Call Allen Insurance Group Today!

Call, email, or join our live chat for a complimentary insurance quote with one of our experienced insurance specialists today. We’re here to answer any questions you may have about our RV insurance plans at any time. We look forward to taking care of your insurance needs.

Get a free quote on our leading, comprehensive RV insurance in Brighton today!

Brighton

111 Main Street, P.O. Box 1118
Brighton, Ontario
K0K 1H0

Phone: 613-475-1172
Fax: 613-475-5586
Toll Free: 1-877-924-2632