Financial

Elder Planning

Allen Insurance Group is proud to have Elder Planning Counselors on staff who have completed the EPC course, and who have a firm understanding on the issues, concerns and values of Canadians over the age of 50.

The EPC designation is awarded to individuals who have completed the Canadian Initiative for Elder Planning Studies Course. The course ensures that Allen Insurance Group Counselors are knowledgeable on the issues and alternatives that are important and unique to the 50+ population, such as:

• Estate Planning
• Alzheimer Disease and Dementias
• Caregiving in Canada
• Social Security Programs for Elders
• Elders & Fraud Abuse
• Long term Care Issues
• End-of-Life Planning Issues
• Retirement & Tax Planning
• House Options

Estate Planning

We can make recommendations to ensure that your property is distributed to your heirs in the most tax effective manner, and is consistent with your goals and desires. An Allen Insurance Group advisor will work with you to develop a plan that directs how your assets are to be distributed to your beneficiaries and maximize after-tax income both during life and after death.

Investment Planning

An Allen Insurance Group advisor will review your current investments and create a portfolio of investments based on your risk tolerance, time horizon and comfort level that will maximize your wealth accumulation. Together, we will identify and implement effective strategies to achieve your investment goals and determine which types of investments are right for you.

Retirement Planning

Canadians are living longer and living healthier, as well as leading more active lives. As a result, retirement has become a longer-term proposition, and potentially a more expensive one. That makes an effective financial retirement strategy more important than ever.

Risk Management

Insurance Planning is a very important part of your overall Financial Planning. Allen Insurance Group offers a variety of products that provide value and long-term protection for your family, which helps ensure that in the event of an early death, disability or illness, your family is taken care of financially.

Tax Planning

This includes reviewing the types of investment income and strategies to minimize tax and increase your income. Working with you, an Allen Insurance Group advisor will analyze your current situation and review alternatives when searching for financial and insurance solutions.