Critical Illness Insurance

Critical Illness is a reliable and simple plan with Allen Insurance Group

The last thing you want to think about if you suffer a critical illness is how to pay your mortgage, cover your household bills or maintain your lifestyle. Critical Illness insurance is designed to help cover these costs so you don’t have to dip into your retirement savings or go into debt.

Critical Illness Insurance pays you while you are living. This plan allows you to spend the funds in the way you want.

Easy to apply with affordable coverage

• Apply for coverage between the age of 18 to 65.
• Claims can be made up to age 75 years, depending on the plan you choose.
• Receive coverage in just one day .
• Add a return of premium option at the time you apply and get back all of the premiums you have paid when zero claims are made by the time you turn 75.

Access to funds quickly

• Receive tax-free lump sum payments.
• Cash payout for the full policy benefit to help with non-medical costs related to the illness, including transportation, childcare, your mortgage and other expenses.
• There are no restrictions on how you use the money.

Peace of mind when you need it the most

• Reduces financial stress for you and your family.
• Protection for you and those that depend on you.
• Coverage is available for cancer survivors.

Coverage for 5 major illnesses with this simple plan:

• Cancer
• Heart disease
• Stroke
• Aortic surgery
• Coronary artery bypass surgery

*A more extensive illness list is available with a comprehensive coverage plan that involves additional underwriting criteria to apply.

Critical Illness insurance from Allen Insurance Group can provide you with a cash benefit to use any way you want, so that you can focus on what’s important – getting better.