Portrait of happy family with small children standing on farm.

HTM Farm Insurance Quote


Farm Insurance with Allen Insurance Group &        HTM Insurance Company.

At the heart of every farm lies a story of hard work, family, tradition, and legacy. For nearly a century, Allen Insurance Group and HTM Insurance Company have worked together in protecting Northumberland County’s farming communities. From small family homesteads to multi-generational farms, we offer coverage you can count on.

Combined, we bring together generations of farming experience and knowledge, rooted in a deep commitment to protecting our farm communities. As local insurance providers, we specialize in Farm Insurance and Home Insurance designed for the unique needs of rural communities.

It takes Farm Experience to Understand Farm Insurance.

With deep roots and years of experience in farming and agricultural business, we understand the risks and unique needs of our evolving farm communities, and the coverage required to protect your Crops, Livestock, Farm Machinery, Liability exposures, and your Income.

Whether you’re a homeowner in Cobourg or a generational farmer in Northumberland County, our expert insurance brokers are here to provide personalized coverage, competitive rates, and trusted advice from people who understand life in the country—because we live here too.

  • 100+ years of trusted insurance service
  • Local team that understands Rural Ontario
  • Farm-focused insurance expertise
  • Home insurance tailored to rural lifestyles
  • Exceptional claims support and 24/7 emergency claims service

Northumberland County Farm Insurance you can Count On.

When it comes to Farm Insurance in rural Ontario, experience matters. Allen Insurance Group and HTM Insurance Company bring generations of agricultural knowledge to your side, offering comprehensive protection for modern farming operations.

Farm Coverage Options:

  • Equipment & Machinery
  • Livestock Mortality Insurance
  • Farm Buildings
  • Crop & Production Protection
  • Product & Feed Coverage
  • Farm Liability and Income Protection

Full Farm Operations Covered:

  • Dairy & Beef Farms
  • Sheep & Goat Farms
  • Hog & Poultry Operations
  • Exotic Livestock (Emu, Ostrich)
  • Small Homesteads to Large Agricultural Enterprises

We understand your livelihood depends on your land, your livestock, and your legacy. That’s why we offer Farm Insurance solutions customized by our experienced farm experts right in your community.

Providing Trusted Farm Insurance in Rural Ontario for Over 100 Years.

We take great care in discussing the details for your farm operation, learning about your family legacy and working to help protect the future success of your farm. Let us help you protect your investment with the same level of care and dedication you invest in your farmland every day.

Request your quote below or stop in to meet our Cobourg team at 2 Strathy Road.

We’re proud to serve Northumberland County and the surrounding communities.

Rest assured, when you need us most, We’ll take care of you.™


Trusted insurance coverage from HTM Insurance Company, provided by local experts at Allen Insurance Group.

HTM Farm Insurance Quote

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