Portrait of happy family with small children standing on farm, resting.

HTM Home Insurance Quote

Home Insurance with Allen Insurance Group &      HTM Insurance Company.

Allen Insurance Group & HTM Insurance Company have been trusted names in rural Ontario for over a century. Built on a legacy of trust, integrity, and deep community roots, our two companies share one mission: to provide competitive, personalized insurance solutions that meet the unique needs of rural homeowners and farmers.

Two companies with one shared purpose – to provide competitive Farm, Home, and Auto Insurance for the needs of our communities.

From rolling farmland to cozy country homes, we understand life in rural Ontario—because we live it too. Our dedicated teams aren’t just insurance professionals; we’re your family, friends, neighbours, and fellow community members who care about your future as much as you do.

Home Insurance in Northumberland County – Tailored to Your Lifestyle

Looking for reliable Home Insurance in rural Ontario? Whether you’re protecting a home, condo, cottage, or rental property, our Cobourg insurance brokers will prepare a customized policy that fits your life.

  • 100+ years of trusted insurance service
  • Local team that understands Rural Ontario
  • Farm-focused insurance expertise
  • Home insurance tailored to rural lifestyles
  • Exceptional claims support and 24/7 emergency claims service

Coverage Options:

  • Homeowners Insurance
  • Secondary Home Insurance
  • Condo Insurance
  • Cottage Insurance
  • Tenant/Renters Insurance

Home Insurance Discounts:

  • Claims-Free Discount
  • Mature Owner Discount
  • Fire & Burglar Alarm Discount
  • New Home Discount
  • Generator Backup Discount

Whether it’s Home, Auto or Farm insurance, we’ve got you covered!

Request your quote below or come visit our Cobourg office on 2 Strathy Road to meet with one of our insurance specialists.

We’re proud to serve Northumberland County and the surrounding communities.

Rest assured, when you need us most, We’ll take care of you.™

Trusted insurance coverage from HTM Insurance Company, provided by local experts at Allen Insurance Group.

HTM Home Insurance Quote

We are here to take care of you. By sharing a few details below, we can get to know a little about you to help start the quote process.

Property Details

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Additional Information

If you select yes, we will collect additional information for your auto quote to prepare your bundled home and auto discount.