Cottage Insurance Ontario

If there is one thing all Ontarians are known for, it’s the hard work they put in throughout the year. Therefore, when the time comes to take a yearly vacation, there is nothing better than signing off and enjoying the peace and quiet. With that said, Many Ontarians are lucky enough to own a seasonal home or vacation property throughout the province that allows them to have a home away from home whenever they feel like having a change of scenery.

If this is you, then you understand the importance of having comprehensive cottage insurance in Ontario that provides your property with year-round protection against damage, theft, and injury, whether you’re on your property or not.

At Allen Insurance Group, we understand that when you’re on vacation at your secondary property, the last thing you want to worry about is whether your home is sufficiently protected if any unexpected accidents occur. The same goes for when you’re away from your cottage and are unable to keep an eye on your property.

This is why we’ve created the Getaway ™ Cottage Insurance plan that helps homeowners have peace of mind knowing that their home is in good hands.

Get a free insurance quote with one of our experienced insurance agents to learn more about how we can customize an insurance policy that works directly with your needs.  

Comprehensive Cottage Insurance in Ontario with Allen Insurance 

Allen Insurance Group prides itself on being your first-choice insurance firm throughout the province of Ontario. With over 100 years of working tirelessly throughout the community, our insurance agents are well-equipped with the knowledge and experience to help you customize an insurance policy that reflects your needs without going over your budget.

We understand that every cottage owner and property is different, which is why we are happy to provide you with insurance solutions that work for you regardless of the size, location, type, or property value of your secondary home. The all-inclusive Getaway ™ Cottage Insurance plan from Allen Insurance Group can protect your home from expenses incurred from damage or total loss caused by the subsequent insured perils:

• Lightning
• Windstorms and hail
• Fire and smoke
• Explosions
• Falling objects
• Theft
• Sewage backup from brown and black water
• Vandalism on your property
• Vehicle impacts

Further, this coverage also applies to any detached structures located within the boundaries of your property, including:

• Surrounding fences
• Garages
• Sheds
• Equipment and tools

Additional Insurance Coverage Features

In addition to coverage against potential damage caused by the insured perils listed above, Allen Insurance Group offers other cottage insurance features in Ontario. Here is what you can expect: 

1. Property and Contents

The property and contents policy is added to protect your cottage or other seasonal property, including any personal items stored within it, regardless of if the items are stored temporarily or year-round, from damage. This includes any repairs or replacements required for all amounts within and up to your policy limit.

2. Liability Coverage

Our liability coverage policy ensures you’re safeguarded from any insurance claims of property damage or bodily injury that are brought against you by a third party at all times. The Allen Insurance Group liability coverage also covers the cost of any medical bill expenses, legal defense fees, and compensation for damaged property or incurred injuries that are brought against you by a third party.

Why Choose Allen Insurance for Cottage Insurance in Ontario

As a family-owned business, Allen Insurance Group understands the significance of putting your family first. This is why we are here to help you find the insurance coverage you need to make sure you can enjoy your time away from home with ease.

We pride ourselves on going above and beyond for each client because we believe that you shouldn’t have to settle for anything less than trustworthy, comprehensive coverage solutions when it comes to insuring your home and protecting your livelihood.

At Allen Insurance, cottage and seasonal homeowners throughout Ontario are able to partner with our insurance company confidently, knowing that their best interests are always at the forefront of what we do. We strive to uphold the values of respect, innovation, integrity, professionalism, and friendlessness with all customers to demonstrate our commitment to our surrounding communities across the province.

Your #1 Source for Cottage Insurance in Ontario

As your #1 source of dependable, inclusive cottage insurance for your secondary vacation properties, Allen Insurance Group is happy to offer a diverse range of cottage insurance plans for all types of budgets, potential risks, and owners. We are committed to operating based on transparency, and it is this customer-first mentality that allows you to stay informed throughout your entire experience with us.

At Allen Insurance Group, we are always available to help you navigate your cottage insurance policies in Ontario. Whenever you need us, a member of our industry-leading team will be waiting to assist you with any questions or concerns you may have.

Owning a secondary property is a significant investment, and with the expert knowledge of our team, we’ll help you protect that investment for years to come. We’ll work closely with you to fully comprehend your unique requirements to aid you in choosing the ideal home insurance policy that not only protects you and your family but also protects your property in the event of an insured claim.

With convenient access from your mobile phone, cottage owners in Ontario can have full, on-the-go access to their insurance policy, update their personal information, make a payment, and get live support from a team, no matter where they are.  

Get a Quote with Allen Insurance Group Today 

Whether you’re a long-time cottage owner or have just bought your first seasonal property, Allen Insurance Group is here to help customize an insurance policy tailored to your needs. Get a free insurance quote with us today and get ready to book your next getaway, wherever you may be headed.