Cottage Insurance Napanee

Owning a cottage or secondary vacation property is a luxury that many Napanee residents have, whether in town or outside the municipality. Regardless of where and when you decide to spend time at your home away from home, it’s essential you have year-round cottage insurance to protect you, your family, and your property at all times.

The last thing you want to worry about when you’re on vacation is working about financial costs resulting from damage, theft, or injury that occurs on your property. This is why Allen Insurance Group created a comprehensive Getaway ™ Cottage Insurance plan to help owners have peace of mind, knowing their property is protected against theft and damage.

With over 100 years of serving the community in Napanee, Ontario, Allen Insurance Group and our team of insurance specialists are equipped with the knowledge and experience to help tailor a policy that works for your needs.

Comprehensive Cottage Insurance in Napanee with Allen Insurance

Regardless of the size, property value, location, or type of seasonal home you own, Allen Insurance Group is prepared to help Napanee residents craft a cottage insurance policy that reduces your financial risk if damage, injury, or theft occurs. Our comprehensive Getaway ™ Cottage Insurance plan can protect you from damage or total loss caused by the following insured perils:

• Fire and smoke
• Lightning
• Explosions
• Windstorms and hail
• Theft
• Sewage backup
• Property vandalism
• Falling objects
• Vehicle impacts

These policies also apply to detached structures located on your property, including:

• Surrounding fences
• Garages
• Sheds
• Equipment

Additional Cottage Insurance Features

Allen Insurance Group is also pleased to offer additional cottage insurance features to residents of Napanee to ensure you can enjoy your vacation without worrying about potential financial costs:

1. Property and Contents

Our property and contents policy protects your cottage and any belongings stored within it, either temporarily or year-round, from damage. This includes any repairs or replacements for amounts up to your policy limit.

2. Liability Coverage

 With the Allen Insurance Group liability coverage, you’re also protected from any claims of property damage or injury that are brought against you by a third party. Additionally, liability coverage covers the cost of medical bill expenses, legal defense fees, and compensation for damaged property or incurred injuries.

Your #1 Choice for Cottage Insurance in Napanee

As a family-owned business, Allen Insurance Group understands the importance of putting family first. This is precisely why we’ve created the Getaway ™ Cottage Insurance plan. Our goal as an insurance firm is to ensure you have solutions available to you whenever you need them so you can enjoy life without worrying about financial costs.  

Allen Insurance Group prides itself on offering professional, respectful, and friendly customer service experiences to each customer who seeks our guidance. This is why we’ve been able to operate for over 100 years successfully and why we plan on doing so for 100 more.

We’re confident we can help all Napanee cottage owners find insurance plans that work within their budgets without sacrificing coverage options with our professional guidance. Whenever you’re ready to get started with Allen Insurance Group, our team of specialists will be waiting to assist you.

Speak with an Insurance Specialist Today

When it comes to your vacation home, you shouldn’t have to settle. Luckily, the right insurance plan for your Napanee cottage is available with Allen Insurance Group. 

Get a free quote on cottage insurance in Napanee today and book your next vacation with the peace of mind knowing your property is in good hands with Allen Insurance Group.