Cottage Insurance Havelock

Cottage Insurance Havelock

Allen Insurance Group has been providing the residents of Havelock with custom, comprehensive cottage insurance for years. We offer tailored policies to all Havelock cottage owners designed specifically to protect their seasonal homes in the event wind, fire or water damage occurs any time of the year.

Allen Insurance Group cottage insurance specialists understand that each Havelock seasonal homeowner has specific needs that are unique to their circumstances and budget. Owning a secondary cottage property is a big investment, and we want to help ensure your investment have the proper insurance coverage for unexpected perils. The last thing you want to worry about is financial loss from risks when you’re enjoying a family vacation at your cottage, or during the time you are not occupying your seasonal cottage residence.

That’s why we’re here to take care of you with the Getaway cottage insurance in Havelock. We work closely with you to understand your unique needs to help you select the ideal secondary home or seasonal insurance policy to protect you and your property in the event of an insured claim.

No matter the size and value of your cottage or where in the Havelock area your cottage is located, we have a cottage insurance policy that offers you protection and reduces the financial risks of being a seasonal homeowner.

Are you ready for affordable cottage insurance that can keep your vacation property covered all year? Get a quote for cottage insurance in Havelock today!

The right type of cottage insurance for you

Finding the right cottage insurance can be tricky because there are so many products in the market. Allen Insurance Group’s team of experts not only have extensive knowledge of the market but also understand the importance of learning the individual needs of each customer in order to explain the benefits of the coverage available to you.

We work closely with you to understand your situation and personalize your cottage insurance coverage to best suit your needs. If you have any concerns about expensive insurance rates or coverage needs, we’re more than happy to make the process as smooth as possible so you can buy with confidence.

How does cottage insurance protect your Havelock seasonal property?

Cottage insurance protects your cottage against financial loss from insured perils, such as a fire, falling objects, sewer backup, or theft. Insurance also covers any detached structures that are a part of your cottage property, such as surrounding fences, garages, sheds, as well as equipment, such as landscaping tools.

Additional optional coverage can offer protection for vandalism and malicious acts, your boathouse and docks, and even replace the food in your freezer in the event of a power outage.

While cottage insurance has similarities to a standard homeowners insurance policy, cottage insurance protects your vacation property instead of your primary residence. Here are some of the typical coverages included in cottage insurance policies:

1.Property and Contents

Your property and any personal belongings in the cottage that you keep temporarily or year-round. This includes damages and repairs caused by insured perils.

2.Liability Coverage 

Your Havelock cottage insurance policy also has liability coverage that provides protection for you or members of your household where you are legally responsible for damages to another person or their property. These are unintentional accidents that cause bodily injury or property damage arising out of your personal actions, your ownership, use or occupancy of your cottage or secondary home premises.  It provides coverage for property damage or injuries caused to a third party and will help pay for expenses such as third party medical bills and legal defence fees in the event of a lawsuit against you.

We Are Your #1 Source for Cottage Insurance in Havelock

Allen Insurance Group is Havelock’s #1 source of reliable, comprehensive cottage insurance for your vacation properties. Whether you own one or multiple cottages, we’ve got you covered. Not only do we offer a range of cottage insurance plans for all people, risks, and budgets, but we also have a customer-first mentality that puts you in control of the purchasing decision.

Our Havelock cottage insurance specialists are here to provide you with outstanding service and the best cottage insurance coverage in the market. We work closely with you gathering the details for your secondary home or cottage to ensure we understand your needs and can offer you the right cottage insurance plan for your lifestyle.

Get a quote for cottage insurance in Havelock today!