Cottage Insurance Cobourg

Cottage Insurance Cobourg

Having a cottage or other type of seasonal vacation property is common for many Ontarians. Whether you’re enjoying the warm summer months at the beach or cool winter activities like skiing, you want your cottage to stay protected.

Allen Insurance Group has been providing custom, comprehensive cottage insurance to cottage owners in Cobourg, Ontario for many years. We offer comprehensive, tailored policies for all types of cottages that are designed specifically to keep the cottage owners and their seasonal homes covered from insured events like wind, fire or theft.

Our team of cottage insurance specialists understands that each Cobourg cottage owner has specific needs that are different from their neighbors. Owning a secondary cottage property is a big investment, and we want to help ensure your investment stays protected against unexpected perils and liability claims. The last thing you want to worry about is financial loss when you’re enjoying a family vacation at your cottage, or during the time you are not occupying your seasonal cottage residence.

That’s why we’re here to take care of your secondary or seasonal property with the Cobourg cottage insurance plan for you. We work closely with you to understand your unique needs to help you select the ideal home insurance policy to protect you and your property in the event of an insured claim.

No matter what type of seasonal property you have, its size and value, or where in Cobourg you are, the Getaway cottage insurance policy offers you protection and reduces the financial risks of being a seasonal homeowner.

Are you ready for affordable cottage insurance that can keep your vacation property safe all year? Get a quote for cottage insurance in Cobourg today!

The right type of cottage insurance for your Cobourg cottage

Regardless of what your cottage insurance needs are, Allen Insurance Group can help you find a policy that fits your circumstances and budget. We understand that insurance is expensive and you already have other payments to think about.

Our motto is “people are our business.” With our customer-first mindset, we want to ensure you feel comfortable and confident in your choice. Whether your cottage is your vacation destination or second home, our Getaway Cottage Insurance policy offers protection for your unique needs.

How does cottage insurance protect your cottage in Cobourg?

In Ontario, most types of vacation properties require insurance. Cottage insurance protects your cottage against financial loss from insured perils, such as a fire, falling objects, sewer backup, or theft. Insurance also covers any detached structures that are a part of your cottage property, such as surrounding fences, garages, sheds, as well as equipment, such as landscaping tools.

While cottage insurance has similarities to a standard homeowners insurance policy, cottage insurance protects your vacation property instead of your primary residence. Here are some of the typical coverages that come with most cottage insurance policies in Cobourg:

1.Property and Contents

Cottage insurance covers your property and any personal belongings in the cottage that you keep temporarily or year-round. If your property or its contents are destroyed or damaged because of a peril outlined in your insurance policy, you’ll be covered for repairs or replacement up to the policy limit specified on your insurance declarations page.

2.Liability Coverage

Your Cobourg cottage insurance policy also has liability coverage to protect you and your family against claims of injury or property damage from a third party. It covers medical bills, compensation for damaged property or injuries, and legal defence fees. For example, if a guest sues you because they slipped on your icy driveway and broke their back, your cottage insurance policy covers you.

Your customized Cobourg cottage insurance

No two people are the same, which means no two cottage insurance policies should be the same. Our policies can be customized to your unique circumstances and personalized with the insurance coverages that you want and need. 

We work closely with you to understand your situation and explain the benefits of the coverage options available to help you with the purchasing decision for a cottage insurance policy that fits your protection needs and budget.

We Are Your #1 Source for Cottage Insurance in Cobourg

Allen Insurance Group is a family business that has been in the industry for a long time, servicing cottage owners in Cobourg, Ontario. We pride ourselves on delivering a customer experience that’s professional, always evolving, innovative, respectful, and enthusiastic.

As your #1 source of reliable, comprehensive cottage insurance for your vacation properties, we offer a range of cottage insurance plans for all people, risks, and budgets. We also have a customer-first mentality that puts you in control of the process and makes for ease of doing business.

Our Cobourg cottage insurance specialists are here with a customer-first mindset to provide you with outstanding service and the best cottage insurance coverage in the market. We work closely with you to understand your home details right from the beginning to ensure we understand your needs and can offer you the right cottage insurance plan for your lifestyle.

Get a quote for cottage insurance in Cobourg today!

Cobourg

2 Strathy Road, Unit 2
Cobourg, Ontario
K9A 5J7

Phone: 905-372-4207
Fax: 905-372-5625
Toll Free: 1-877-924-2632