Cottage Insurance Campbellford

Cottage Insurance Campbellford

Looking for cottage insurance in Campbellford can be tricky. There are different types of cottage properties and secondary homes that might qualify for cottage insurance.

Allen Insurance Group has been providing custom, comprehensive cottage insurance policies to Campbellford cottage owners for years. We offer tailored policies for various types of cottages that are designed specifically to keep you and your property protected all year round.

Our cottage insurance specialists understand that each seasonal property owner has specific needs and budgets. Owning a secondary vacation property is a big investment, and we want to help ensure your investment stays protected against unexpected perils. The last thing you want to worry about is financial loss when you’re enjoying a family vacation or during the months when you are not living in your secondary home. 

That’s why we’re here to help with cottage insurance in Campbellford. We work closely with you to understand your unique needs to help you select the ideal home insurance policy to protect you and your property in the event of an insured claim.

No matter what type of seasonal property you have, its size and value, or where you’re located in the Campbellford area, the Getaway cottage insurance policy offers you protection and reduces the financial risks of being a seasonal homeowner.

Are you ready for affordable cottage insurance that can keep your vacation property properly covered all year? Get a quote for cottage insurance today!

How does cottage insurance protect your cottage in Campbellford?

If you have a cottage, you probably only live in it for only a few months or weeks out of the entire year. Whether you’re at the cottage or not, you want to ensure your property is protected.

In Ontario, most types of vacation properties need insurance. Cottage insurance protects your cottage against financial loss from insured perils, such as a fire falling objects, sewer backup, or theft. Insurance also covers any detached structures that are a part of your cottage property, such as surrounding fences, garages, sheds, as well as gardening tools.

Additional optional coverage can offer protection for vandalism or malicious acts, your boathouse and docks, and even replace the food in your freezer in the event of a power outage.

While cottage insurance has similarities to a standard homeowners insurance policy, cottage insurance protects your vacation property instead of your primary residence. Here are some of the typical coverages that come with most cottage insurance policies in Campbellford:

1.Property and Contents

Cottage insurance covers your property and any personal belongings in the cottage that you keep temporarily or year-round. If your property or its contents are destroyed or damaged because of a peril outlined in your insurance policy, you’ll be covered for repairs and replacements up to the limit stated on your insurance declarations page.

2.Liability Coverage

Your Campbellford cottage insurance policy also has liability coverage to protect you and your family against claims of injury or property damage from a third party. For example, if a guest sues you because they slipped on your wet dock causing injury, your cottage insurance helps to pay for medical expenses and legal defence fees in the event you have a lawsuit brought against you. 

We Are Your #1 Source for Cottage Insurance in Campbellford

Allen Insurance Group is a family business that has been serving Campbellford clients for a long time. We pride ourselves on delivering a customer experience that’s professional, always evolving, innovative, respectful, and enthusiastic.

As your #1 source of reliable, comprehensive cottage insurance, we offer a range of cottage insurance policies. We also have a customer-first mentality that puts you in control of the insurance purchasing process with an understanding of the benefits of each coverage available to you.

Our Campbellford cottage insurance specialists are here to provide you with outstanding service and the best cottage insurance coverage in the market. We work closely with you to understand your home details right from the beginning so we can spend the time explaining the features for your coverage options, risk exposures and then offer you the right cottage insurance plan for your lifestyle. Anytime you have questions about the cottage insurance process, our team is here to take care of you.

Get a quote for cottage insurance in Campbellford today!