Cottage Insurance Brighton

Cottage Insurance Brighton

Cottage Insurance Brighton

Protect Your Home Away From Home

Cottage Insurance Brighton

Allen Insurance Group has been providing custom, comprehensive cottage insurance to cottage owners in Brighton, Ontario for many years. We offer tailored policies for various types of cottages that are designed specifically to keep the cottage owners and their seasonal homes protected from insured perils such as wind, fire and theft all year round.

Our team of cottage insurance specialists understands that each Brighton cottage owner has specific needs that are different from their neighbors. Owning a cottage is a big investment, and we want to help ensure your investment stays protected against unexpected perils and liability claims. The last thing you want to worry about is financial loss when you’re enjoying a family vacation or when your seasonal property is unnocupied during the winter months. 

That’s why we’re here to help with Brighton cottage insurance. We work closely with you to understand your unique needs to help you select the ideal home insurance policy to protect you and your property in the event of an insured claim.

No matter what type of seasonal property you have, its size and value, or where your property is, the Getaway cottage insurance policy offers you protection and reduces the financial risks of being a seasonal homeowner.

Are you ready for affordable cottage insurance that can keep your vacation property covered all year? Get a quote for cottage insurance in Brighton today!

How does insurance protect my cottage in Brighton?

Cottage insurance protects your cottage against financial loss from insured perils, such as a fire, falling objects, sewer backup, or theft. Insurance also covers any detached structures that are on your cottage premises, such as surrounding fences, garages, sheds, as well as gardening tools.

While cottage insurance has similarities to a standard homeowners insurance policy, cottage insurance protects your vacation property instead of your primary residence. Here are some of the typical coverages that come with most cottage insurance policies in Brighton:

1.Property and Contents

Cottage insurance covers your property and any personal belongings in the cottage that you keep temporarily or year-round. If your property or its contents are destroyed or damaged because of a peril outlined in your insurance policy, you’ll be covered for repairs or replacement up to the limit stated in your insurance policy declarations.

2.Liability Coverage

Your Brighton cottage insurance policy also has liability coverage that provides protection for you or members of your household where you are legally responsible for damages to another person or their property. These are unintentional accidents that cause bodily injury or property damage arising out of your personal actions, your ownership, use or occupancy of your cottage or secondary home premises.  It provides coverage for property damage or injuries caused to a third party and will pay for expenses such as third party medical bills and legal defence fees in the event of a lawsuit against you.

Your customized Brighton cottage insurance

No two people are the same, which means no two cottage insurance policies should be the same. Our policies can be customized to your unique circumstances and personalized with the insurance coverages that you want and need.

We work closely with you to understand your situation and explain the benefits of the coverage options available to help you with the purchasing decision for a cottage insurance policy that fits your protection needs and budget.

We Are Your #1 Source for Cottage Insurance in Brighton

Allen Insurance Group is a family business that has been in the industry for a long time, servicing cottage owners in Brighton. We pride ourselves in delivering a customer experience that’s professional, always evolving, innovative, respectful, and enthusiastic.

As your #1 source of reliable, comprehensive cottage insurance for your vacation properties, we offer a range of cottage insurance plans for all people, risks, and budgets. We also have a customer-first mentality that puts you in control of the process for ease of doing business.

Our Brighton cottage insurance specialists are here with a customer first mindset to provide you with outstanding service and the best cottage insurance coverage in the market.  We work closely with you to understand your home details right from the beginning so we can spend the time explaining the features for your coverage options, risk exposures and then offer you the right cottage insurance plan for your lifestyle. Anytime you have questions about the cottage insurance process, our team is here to take care of you.

Get a quote for cottage insurance in Brighton today!


111 Main Street, P.O. Box 1118
Brighton, Ontario
K0K 1H0

Phone: 613-475-1172
Fax: 613-475-5586
Toll Free: 1-877-924-2632