AccuRate™ Auto Insurance Belleville

Take Control of Your Auto Rates in Belleville Today with AccuRate™

AccuRate™ auto insurance is a usage-based auto insurance (UBI) plan offered by Allen Insurance Group in Belleville, Ontario. This innovative program uses telematics technology to monitor and analyze a driver’s behaviour behind the wheel, with the goal of providing personalized auto insurance rates based on good driving habits. 

With AccuRate™ Auto Insurance, drivers in Belleville may be able to save money on their premiums by demonstrating safe driving habits, making it a popular choice for those looking for a cost-effective and flexible insurance option.

Why would I want an AccuRate™ plan?

Drivers in Belleville, Ontario, may want to consider an AccuRate™ plan for several reasons:

Cost savings

AccuRate™ can potentially save drivers money on their auto insurance premiums. By demonstrating safe driving habits, drivers can qualify for lower rates.

Incentivizes safe driving

AccuRate™ can incentivize drivers to adopt safer driving habits, leading to fewer accidents and claims.

Personalized feedback

AccuRate™ can provide drivers with personalized feedback on their driving habits, helping them identify areas where they can improve and become safer on the road.

How does AccuRate™ work for auto insurance in Belleville?

1. Enrollment: Drivers wishing to participate in AccuRate™ must enroll and consent to monitor their driving behaviour.
2. Installation: Once registered, the driver will download the telematics application for their specific insurance company to their smart phone. This app records data on the driver’s driving behaviour, such as speed, acceleration, braking, and time of day, and tracks the number of miles driven.
3. Drive: The driver can then operate the vehicle as usual. The telematics app records the driver’s driving habits and transmits the data to the insurance company.
4. Personalize: Your insurance company will determine your potential premium savings based on the collected data.  Drivers exhibiting safe driving habits may qualify for reduced rates with a premium discount. 
5. Adjustment Time: The AccuRate™ program can also offer feedback to the driver on their driving habits, allowing them to make changes and possibly improve their rates over time.

How long would I need to use the telematics device?

Like many other car insurance policies, the AccuRate™ plan has an annual renewal date. 

With AccuRate™  you will continue to use the telematics app for the duration of your policy. This allows the insurance company to collect enough data on your driving behaviour to assess your risk and adjust your premiums accordingly and accurately.

How can I lower my insurance rates in Belleville with AccuRate™?

Drive safely

Safe driving behaviour can lead to lower insurance premiums with AccuRate™. Try to avoid speeding, hard braking, and rapid acceleration, as these driving habits can increase your risk of being involved in an accident.

Monitor your driving habits

Use the feedback provided by the AccuRate™ program to monitor your driving habits and identify areas where you can improve. This can help you become a safer driver and potentially qualify for lower insurance rates.

Drive during safer times

AccuRate™ may offer lower premiums for drivers who avoid driving during high-risk times, such as late at night or during rush hour traffic. Consider adjusting your driving habits to take advantage of these potential savings.

Maintain your vehicle

Keeping your vehicle well-maintained and in good condition can help reduce the risk of accidents and may result in lower insurance rates with AccuRate™.

How can I apply for the AccuRate™ auto insurance plan in Belleville?

1. Get in touch with Allen Insurance Group: You can reach us by phone, online or by visiting one of our local offices and let us know that you are interested in our AccuRate™ plan.
2. Provide some information: You will be required to provide some basic information about yourself and your vehicle, including your name, address, vehicle make and model, and the year of your car.
3. Enroll in the AccuRate™ plan: You can then inform us of your interest in enrolling in our AccuRate™ plan, and you will receive a guide for downloading the telematics application to your smart phone and how to use it to monitor your driving behaviour.
4. Drive and earn rewards: Once enrolled, you can begin driving and earning rewards immediately! The telematics app will keep track of your driving habits, and you will have access to your progress and potential savings on your insurance premiums.

Enroll today in our AccuRate™ program in Belleville, Ontario

If you’re considering a usage-based insurance plan, look no further than Allen Insurance Group’s AccuRate™ plan. With our commitment to exceptional customer service, competitive rates, and expertise in the insurance industry, Allen Insurance Group’s AccuRate™ program is a smart choice for anyone. Your personalized insurance rate based on your individual driving habits in Belleville, Ontario, is only a click or phone call away. We’ll take care of you.